Never had insurance cover the full tab, not once. They always seem to find a way to call it “maintenance neglect” or “pre-existing.” Even with photos ...

That’s a smart move replacing both at once, especially if the plastic’s already showing its age. It’s wild how many folks just swap the line and leave...

That’s the thing—layers, like you said, are what actually work in the real world. I’ve been called out to more than a few flooded basements where folk...